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Your Financial Partner

Wealth that
works for you not the other way around

Shaarthi guides you through goal planning, investments, and holistic financial wellbeing with clarity, care, and a plan built just for you.

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The Process

Three steps to
financial clarity

No complexity, no jargon. Just a clear path forward.

01
Book a free call
A 30 minute conversation — no pressure, no sales pitch. Just us listening to where you are and where you want to go.
02
We assess your situation
We look at your income, goals, risk appetite, and existing investments holistically.
03
You get a living plan
A clear personalised plan which is re-assessed every 3 moths, not a one time report you'll forget in a drawer.
What We Do

Everything your money
deserves

From setting your first goal to growing a legacy — Shaarthi is with you at every milestone.

🧭
Behavioural Audit
Your biggest portfolio risk isn't the market it's the story you tell yourself about money. We surface the biases and inherited patterns quietly shaping every financial decision you make.
Available Now
🎯
Goal Planning
Define what matters — a home, retirement, your child's education. We build a structured, realistic roadmap to get you there without the overwhelm.
Available Now
📈
Portfolio Architecture
Not just fund picks but a structured asset allocation built around your goals, risk temperament, and market reality. Designed to hold through noise, not react to it.
Available Now
🌏
NRI & Returnee Planning
Moved back to India or planning to? We've navigated it personally. From NRE/NRO restructuring to rebuilding a portfolio that belongs here, we handle what the banks won't explain.
Available Now
✨
Tax Optimisation
Maximise your take home. We map your investments to tax saving instruments so your portfolio works harder legally and efficiently.
Available Now
💰
Wealth Tracking
Your full financial picture in one place — XIRR, realised and unrealised gains, SIP performance, and net worth across assets. No guesswork, no spreadsheets, no surprises at year end.
Available Now
Our Philosophy

Money without mystery

Too many people feel locked out of wealth-building not because they're bad with money, but because nobody ever connected the big picture to their actual life.

Shaarthi exists to change that. We take what the world's best investors understand about macro cycles, monetary history, and geopolitics and translate it into decisions that actually matter for your portfolio, your family, your future.

Founded by Rahul Shah, M.S. (SUNY Buffalo, New York) who left a career in the US to bring a global financial lens back home, we are:

AMFI Registered MFD · ARN-353014
NISM-XV · Research Analyst Exam Qualified
Fewer than 1,850 SEBI-registered Research Analysts exist across all India as of Feb 2026
"Shaarthi is Sanskrit for co-traveller because your financial journey is one we take together."
We disclose to our customers every rupee we earn by offering our services. No fine prints, no surprises.
We've lived the NRI return, the confusion, the restructuring, the rebuild.
We explain the why behind every recommendation. Always.
We revisit, reassess, realign plans for long term, and not just present a one-time fix.
What People Say

Journeys we've
walked together

"

I always thought financial planning was for people with a lot of money. Shaarthi made me realise it's for people who want to build it.

★★★★★
Yashesh P. Y
Yashesh P.
Software Engineer, Michigan
"

I had money sitting in Bank Accounts for years doing nothing. In three months with Shaarthi I had a proper SIP, an emergency fund, and an actual plan. Wish I'd started sooner.

★★★★★
Jainam Chappia J
Jainam Chappia
Owner — Aditya Foods, Ahmedabad
"

The transparency is what got me. No hidden charges, no pushing products. Just honest advice from people who actually care.

★★★★★
Kairav Shah K
Kairav Shah
Project Manager at AtkinsRealis, Gurgaon
"

Finally someone who explained SIPs, XIRR and CAGR without making me feel stupid. The plan they built actually fits my salary and my goals.

★★★★★
Mihir G. M
Mihir G.
Site Engineer, Ahmedabad
"

My salary doubled last year and I had no idea what to do with it. Shaarthi helped me think clearly about what I actually wanted, not just where to park money.

★★★★★
Nishit Prajapati N
Nishit Prajapati
Odoo, Ahmedabad
Stay Aware

Awareness
when it matters

No jargon. No noise. IPOs, SIPs, Markets, and more — when it's worth your attention, it's on your WhatsApp.

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Get In Touch

Your journey
starts here

Whether you have a question, want to explore our services, or just need some clarity, we're here. Drop us a message.

Or email us directly at support@shaarthi.in

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